Правим търговията възможна

Нашата роля е да улесняваме глобалната и местна търговия, като предлагаме решения, които подпомагат и защитават ръководителите на компаниите в техния избор. Като кредитен застраховател, ние предоставяме подкрепа за предотвратяване и покриване на риска от неплащане на вземания.

Нашата роля е също така да направляваме клиентите си в свят, който се променя по-бързо от всякога. Предоставяме информация, за да помогнем на нашите клиенти да придобият задълбочени познания за собствените си клиенти, доставчици и потенциални клиенти чрез оценка на тяхното финансово състояние и надеждност.

В допълнение, ние прогнозираме основните икономически тенденции и анализираме рисковете по географско местоположение и сектор. Да работиш в Кофас означава да помагаш за събирането, развитието и популяризирането на тази единствена по рода си микро и макроикономическа експертиза. Това също така означава предоставяне на ежедневна поддръжка на набор от компании, за да им помогнете при вземането на решения и търговските им стратегии.

The Happeners ep4 - Helping business grow

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• Нашите екипи от Coface Global Solutions подпомагат развитието на мултинационални компании чрез набор от специфични услуги. В това видео един от нашите клиенти - Tyrolit - говори за подкрепата, която получава от Кофас ежедневно.

“Свързани със света” означава свързани един с друг!

Една от определящите характеристики на Кофас е, че ние сме компания в човешки мащаб с международен обхват... където всеки индивид е важен. Ще бъдете заобиколени от разнообразна група хора от различни поколения, полове и култури. Нашето човешко измерение се отразява и в нашия дух, когато работим заедно: ние ценим простотата, достъпността и откритостта.

Като работодател, Кофас се ангажира със социално-отговорен подход, базиран на три ключови мисии:

• Създаваме приобщаваща работна среда;
• Даваме възможност на всички наши служители да се развиват;
• Насърчаванме равните възможности, като същевременно се противопоставяме на всяка форма на дискриминация.

The Happeners Making Trade Happen How does Coface connect you to the rest of the world? I have always had to work with people who are very open-minded in a sense, very open to international growth. And in my day-to-day work I'm always working with people from other countries, both at the local level - there are always foreigners in almost all the subsidiaries - but also at the regional and group level. Everyday, we communicate with the risk underwriting centres located in seven regions around the world. I think the cultural context that we have gives us the opportunity to share and implement unconventional solutions, to exchange experiences, ideas; to look at different management styles, and implement some of them in our day-to-day work. What makes the employee experience at Coface special for you? I don't feel that there are differences in terms of culture, nationalities, or even location. For me, we work in a team that is located in different places, but in everyday life, we don't see where each of us is located. We work and we make progress on our projects. It's the style of communication between departments with a willingness to always help out, and to share the experience and knowledge. I know colleagues who have very local jobs, but have been assigned international, global or regional projects. And yes, I think that has always meant that Coface can make you feel comfortable, and that you can always have that international vision and that intercultural support. Coface has an open culture: here, we can speak up freely, and share ideas across the organisation. Coface is like a big family: it does not matter what your nationality is, or what accent you speak. Each of us is contributing to the world economy, and that's our common objective. At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

The Happeners - EP1 Growing international

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The Happeners Making Trade Happen How does Coface connect you to the rest of the world? I have always had to work with people who are very open-minded in a sense, very open to international growth. And in my day-to-day work I'm always working with people from other countries, both at the local level - there are always foreigners in almost all the subsidiaries - but also at the regional and group level. Everyday, we communicate with the risk underwriting centres located in seven regions around the world. I think the cultural context that we have gives us the opportunity to share and implement unconventional solutions, to exchange experiences, ideas; to look at different management styles, and implement some of them in our day-to-day work. What makes the employee experience at Coface special for you? I don't feel that there are differences in terms of culture, nationalities, or even location. For me, we work in a team that is located in different places, but in everyday life, we don't see where each of us is located. We work and we make progress on our projects. It's the style of communication between departments with a willingness to always help out, and to share the experience and knowledge. I know colleagues who have very local jobs, but have been assigned international, global or regional projects. And yes, I think that has always meant that Coface can make you feel comfortable, and that you can always have that international vision and that intercultural support. Coface has an open culture: here, we can speak up freely, and share ideas across the organisation. Coface is like a big family: it does not matter what your nationality is, or what accent you speak. Each of us is contributing to the world economy, and that's our common objective. At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

Какво казват нашите “мечтатели” за това:

• „Нашата вътрешна мрежа Women to Lead търси начини за развитие на кариерата на жените в Coface. Ние също така се ангажираме с разнообразието и комбинацията от поколения на всяко ниво на компанията. Нашето разнообразие се отразява и при вземането на решения – което безспорно е предимство!“

Лей М. 
Служител по рискове, правни въпроси и съответствие в Южна Африка

Работата в синхрон с глобалната икономика означава работа в мултикултурна среда. Нашите екипи са съумели да комбинират своя опит и да работят съвместно по целия свят, за да придобият разбиране за даден пазар или да разрешат проблемите, пред които са изправени нашите клиенти.

Нашата глобална перспектива е ключов фактор в ежедневната ни работа в Кофас, където:

• Ще работите в тясно сътрудничество с Вашите задгранични колеги, за да можете да обслужвате по-добре нашите клиенти по целия свят.
• Ще работите в тесен контакт с колеги от различни националности и култури в офиса, на срещи и по програми за обучение.
• Благодарение на нашата уникална международна мрежа, ще се насладите на широка гама от възможности за мобилност в чужбина - дори в началото на вашата кариера в Кофас!

We received a request from a major French car manufacturer, who wants to develop its electric vehicle sales, via its main distributor in Denmark. How do you work together to meet clients' needs? I'll start by going to the Economic Research Department, to ask them for information about Denmark, specifically the electric vehicle distribution segment in the country, and market share figures, if possible. Then I go to the Information Department, to ask them about this distributor, what is the financial trend. As the economist for Northern Europe, I'm am of course the first port of call when it comes to Danish market issues. In this specific case that we're looking at, the first thing I'll do is examine automotive market data for Denmark. For example, registration figures, or the current e-vehicle trends. When I have summarized that, then I have a nice macroeconomic picture. But when it comes to micro data, for example, the specific business environment, then of course I pass this question on to my risk colleagues on site. In order to understand the risk involved with the market for electrical vehicles, I'd take a look at publically available information, such as government regulattions, the electric vehicle market's development, as well as key figures from the company. I would also contact their CFO or CEO and talk about their company, to learn about their sales figures, and what developments they expect to see in the future. What is the added value of collaboration for clients? The Coface system, is based on being "close to the risk": we know that the local people are our teams in the field, and are the best placed to respond to the requests we receive. Here, at the EIC, (Enhanced Information Centre) we survey, and collect knowledge about the most significant parts of the exposure that Coface has. You can never know absolutely everything, but you can still get enough information to improve your understanding of the company. The strong international environment is a great advantage when looking at risks from different angles and therefore making the best possible risk assessment - even if that means I have to juggle my work around different time zones! At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

TH- Ep 3 - Connecting

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We received a request from a major French car manufacturer, who wants to develop its electric vehicle sales, via its main distributor in Denmark. How do you work together to meet clients' needs? I'll start by going to the Economic Research Department, to ask them for information about Denmark, specifically the electric vehicle distribution segment in the country, and market share figures, if possible. Then I go to the Information Department, to ask them about this distributor, what is the financial trend. As the economist for Northern Europe, I'm am of course the first port of call when it comes to Danish market issues. In this specific case that we're looking at, the first thing I'll do is examine automotive market data for Denmark. For example, registration figures, or the current e-vehicle trends. When I have summarized that, then I have a nice macroeconomic picture. But when it comes to micro data, for example, the specific business environment, then of course I pass this question on to my risk colleagues on site. In order to understand the risk involved with the market for electrical vehicles, I'd take a look at publically available information, such as government regulattions, the electric vehicle market's development, as well as key figures from the company. I would also contact their CFO or CEO and talk about their company, to learn about their sales figures, and what developments they expect to see in the future. What is the added value of collaboration for clients? The Coface system, is based on being "close to the risk": we know that the local people are our teams in the field, and are the best placed to respond to the requests we receive. Here, at the EIC, (Enhanced Information Centre) we survey, and collect knowledge about the most significant parts of the exposure that Coface has. You can never know absolutely everything, but you can still get enough information to improve your understanding of the company. The strong international environment is a great advantage when looking at risks from different angles and therefore making the best possible risk assessment - even if that means I have to juggle my work around different time zones! At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

Какво казват нашите “мечтатели” за това:

• „Работя с колеги от много различни среди в Coface. Това е среда, в която мога да науча за различни култури и гледни точки, без дори да напускам офиса! Нашето разнообразие насърчава креативността и подобрява представянето ни. Това прави Coface чудесно място за работа заедно с екип, от който се гордея, че съм част.“

Юлия Н. 

Мениджър ключови клиенти, Coface Global Solutions, базирана в Дубай:

В нашия стремеж да преоткрием себе си, ние непрекъснато подлагаме нашите постижения и триумфи на изпитание - това е в основата на успеха на Кофас повече от 75 години!

Ние интегрираме нови технологии, особено науката за данни, в нашия оперативен модел, за да опростим и подобрим нашите операции.

Ние даваме приоритет на нови начини на работа, които са по-гъвкави, подвижни и съвместни.

И тъй като светът е в състояние на постоянен поток, ние насърчаваме иновативните идеи и ценим любознателните умове, мъже и жени с устрем и смелост да оформят нов свят.

In innovation, we do two main things. We have a prospective work, trying to identify the technological trends in use that will impact our businesses, our customers and our partners. We have a customer vision that guides our project. We don't do R&D to develop projects that will remain in a laboratory, but we are already driven by an existing need of our customers, which are the business lines. Coface's international database is unique in the world. The data contained in this database allows us to be absolutely predictive in evaluating a single company and the market; the risks of the market where the company operates. And this is absolutely a competitive and innovative key. We set up a hackathon, where we brought about forty people together from seven different regions. I think there were about fifteen countries represented and we got them to work remotely on customer needs, so they connected with the customers. They came, we had several stages and finally, we managed to produce a kind of prototype that we showed to our clients, who were very satisfied. So, from there, we started to build the product. With a series of small weekly challenges, each week we asked the teams to ask themselves a question, so one challenge per week. And at the end of the week, they would come and pitch their proposal. So, at the end of this hackathon, I participated in the development of the product by extracting the data used to build the different indicators used in this product. We created an innovative, user-friendly platform with the purpose of guiding companies in their sales choices. All of this not only involving our staff but also involving the clients, and this allowed us to launch a platform more rapidly, in a better performing way. Innovation is the key to success for a company. Improving our own offer, listening to the market, testing all aspects of the platform, understanding if we're meeting our clients' needs and listening to the commercial feedback. All of this helps you to innovate and to succeed. Our team works in an iterative way. Generally, we start by trying to understand a need. Then we dig in when we think we have something that starts to work. We'll do some tests. We'll try to propose things, mock-ups to customers, or test a technology with them with Coface employees. And then, the more we advance, the more we'll enrich the solution to obtain something that is a complete solution in the end. Creating a product in less than six months that corresponds to customer needs proves that we are agile. It proves that we listen to our customers and it proves that there is real creativity in what we do. At Coface, we are making trade happen.

The Happeners - Episode 2

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In innovation, we do two main things. We have a prospective work, trying to identify the technological trends in use that will impact our businesses, our customers and our partners. We have a customer vision that guides our project. We don't do R&D to develop projects that will remain in a laboratory, but we are already driven by an existing need of our customers, which are the business lines. Coface's international database is unique in the world. The data contained in this database allows us to be absolutely predictive in evaluating a single company and the market; the risks of the market where the company operates. And this is absolutely a competitive and innovative key. We set up a hackathon, where we brought about forty people together from seven different regions. I think there were about fifteen countries represented and we got them to work remotely on customer needs, so they connected with the customers. They came, we had several stages and finally, we managed to produce a kind of prototype that we showed to our clients, who were very satisfied. So, from there, we started to build the product. With a series of small weekly challenges, each week we asked the teams to ask themselves a question, so one challenge per week. And at the end of the week, they would come and pitch their proposal. So, at the end of this hackathon, I participated in the development of the product by extracting the data used to build the different indicators used in this product. We created an innovative, user-friendly platform with the purpose of guiding companies in their sales choices. All of this not only involving our staff but also involving the clients, and this allowed us to launch a platform more rapidly, in a better performing way. Innovation is the key to success for a company. Improving our own offer, listening to the market, testing all aspects of the platform, understanding if we're meeting our clients' needs and listening to the commercial feedback. All of this helps you to innovate and to succeed. Our team works in an iterative way. Generally, we start by trying to understand a need. Then we dig in when we think we have something that starts to work. We'll do some tests. We'll try to propose things, mock-ups to customers, or test a technology with them with Coface employees. And then, the more we advance, the more we'll enrich the solution to obtain something that is a complete solution in the end. Creating a product in less than six months that corresponds to customer needs proves that we are agile. It proves that we listen to our customers and it proves that there is real creativity in what we do. At Coface, we are making trade happen.

Какво казват нашите “мечтатели” за това:

• „Ние създадохме „търговски център“ с гъвкав процес и авангардна технология, за да можем да създадем нов екип, посветен на обслужването на клиентите. Това ни помогна да подобрим качеството на обслужване!“

Бьорн М. – Старши мениджър за развитие на решения (Германия)